Selling soon after buying: how much SSD?
Selling a home for S$1,800,000 in year 2 (after 1 year, up to 2), Seller's Stamp Duty is S$216,000 at 12%, under the schedule for homes bought on or after 4 Jul 2025. This is a planning estimate.
Source: IRAS. Data as of October 2026.
Bought on or after 4 Jul 2025: Seller's Stamp Duty is 16% if you sell within 1 year, 12% in year 2, 8% in year 3 and 4% in year 4. There is none after 4 years. Bought from 11 Mar 2017 to 3 Jul 2025: 12% if you sell within 1 year, 8% in year 2 and 4% in year 3. There is none after 3 years. The rate applies to the selling price or the market value, whichever is higher.
| When you sell | Bought on or after 4 Jul 2025 | Bought 11 Mar 2017 to 3 Jul 2025 |
|---|---|---|
| Within 1 year of buying | 16% (S$288,000) | 12% (S$216,000) |
| In year 2 (after 1 year, up to 2) | 12% (S$216,000) | 8% (S$144,000) |
| In year 3 (after 2 years, up to 3) | 8% (S$144,000) | 4% (S$72,000) |
| In year 4 (after 3 years, up to 4) | 4% (S$72,000) | 0% (S$0) |
| After 4 years | 0% (S$0) | 0% (S$0) |
Source: IRAS. Data as of October 2026.
Selling an HDB flat? See what you take home after the loan and CPF refund: Flatworth's HDB sale proceeds calculator.
Planning what the sale leaves you for later life? Freedom Age's free check.
How this works
This works out the Seller's Stamp Duty if you sell soon after buying; it is a planning estimate, not an IRAS assessment.
The schedule depends on the date you bought, so leave that blank only if you bought on or after 4 Jul 2025, and enter the selling price or market value, whichever is higher.
Source: IRAS, as at the date printed under the answer. Next: Seller's Stamp Duty.